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3 Best Money Making App Platforms on Android

The average person spends about four hours a day on their cell phones—and about 90% of that time is spent using apps. So why not turn your mindless scrolling into cold, hard cash?

We rounded up our favorite money-making apps, from apps that help you earn cash back on online purchases, pay you for your opinions, invest your spare change for you, and even apps that will pay you to exercise. Yes, really. Read on to see which apps made the list.

1. Rakuten

Also a great browser extension for those on a desktop computer, Rakuten (formerly Ebates) has a solid money-making app, as well. With this tool, you can use in-store coupons, scan items as you go to compare prices, and perhaps its most well-known feature—earn cash back on certain purchases from certain retailers.

Here's how it works: Once you download and start using the app, you'll earn a set percentage of cash back when you shop with Rakuten's list of 2,500-plus eligible retailers. While cash back is usually between 1% to 2%, we've earned as much as 10%. You'll also get access to in-store coupons and other perks. Rakuten even compares coupons for you, so you can be sure you're getting the very best deal.

Another plus is that once you sign up and start using it, you'll automatically get paid every three months, as long as you've earned at least $5.01. Rakuten is an industry staple in the world of money-making apps. Founded in 1997, it's given more than $1 billion in cash back to its customers.

2. Shopkick

If you love to shop and frequently find yourself at your favorite retail destination browsing the aisles, then Shopkick is a great money-making tool. Shopkick pays solely via gift cards, so keep that in mind.

Making money with Shopkick is easy. You download the app, then engage in one or more of these activities: walk into the store, no purchase necessary (yes, it's just that easy), scan barcodes of select products (again, you don't have to buy anything), purchase items at an eligible store with your Shopkick-linked card, purchase items and submit your receipt, visit online stores or view online products (no purchase necessary), make an online purchase with a Shopkick partner, or watch in-app videos.

While you aren't paid in actual cash with this app, you don't always have to make a purchase to earn, which is a nice perk.

3. ibotta

ibotta is another great cash-back app, and you have three options to make money using it: Upload your receipt to the app when you purchase eligible items, link a store loyalty card before you shop to get access to special offers, or make purchases at eligible stores via the ibotta app.

With ibotta, you'll have to complete tasks within the app to access its money-saving tools, which can be a drawback, depending on how much free time you have. You'll also have to upload receipts manually, and there are only about 400 eligible retailers. However, you can get cash deposited directly into your ibotta account, which you can then withdraw—no waiting on checks via snail mail or trying to navigate cryptocurrency.